You only get happier from here
Personal loans with your best interests at heart.
Checking your rate is free and won’t impact your credit score*
Simple & transparent lending process
Built with your happiness in mind
Funded by community- focused lending partners
Money doesn’t buy happiness.
But with us, money can be a tool for happiness.
We believe that personal loans
can help you accomplish your goals.
It’s not lending at any cost.
It’s lending made happier.
Pay off credit card debt and fund your happiness
Personal loans between $5,000-$50,000.
Rates as low as 7.95% APR.‡
Check my rate
Checking your rate is free and won’t impact your credit score*
Make one simple monthly payment
Apply in 2 minutes or less
Save money on interest
"Happy Money really helped me feel better about myself because I was one step closer to being debt-free. Now, I’ve made a promise to never be in debt again and to be wiser with my money. Savings, here I come!"
Kristy K.
Happy Money Member
Go debt-free your way
Check my rate$6 billion+
towards happier futures
300,000+
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